Apply Now

Apply for a mortgage for home purchase or refinance when you want, how you want, and where you want – online, by phone, or in person. We've got four ways to serve you best.

Apply online right now - Save $100!

• Takes just 25 minutes to complete
• Save $100 when you apply online. Credit will be applied at closing, to closing costs.
• Our easy to follow application shows you where you are in the process at all times
• The "Save & Quit" feature lets you step away from the application and come back later to finish
• After completing your application, you can print out a summary
• Be sure to fill in every blank, and if you change an answer on a page already completed, click on the “next page” button to save the change
• Apply now
• (Did you already start the application process?  Pick up where you left off and complete it now.)

Apply by phone
Call 1-866-612-6206 to speak with a mortgage loan specialist about home mortgages for purchase or refinance.

Apply in person at any of our hundreds of branches
Find a Charter One office close to you.

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Charter One is a division of RBS Citizens, N.A.
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